DOWN PAYMENT ASSISTANCE
There are many options available to assist you with achieving your goal of becoming a homeowner. Certain loans have 100% financing options leaving you with no down payment. There are a number of programs available that will cover the cost of your down payment if you are eligible. Let's start by finding out what you are a good candidate for.
100% FINANCING OPTIONS
USDA Loans
VA Loans
DOWN PAYMENT ASSISTANCE PROGRAMS
House Charlotte
NACA
NCHFA
NEW CONSTRUCTION
Purchasing a new construction home comes with many benefits. Let's discuss your goals and determine if a new home versus an existing home is an option for you. Remember, when visiting a new construction community bring your Realtor. The representative onsite ultimately works for the seller.
WARRANTIES
Most new construction properties will come with a 10 year structural warranty and several other warranties covering appliances and workmanship.
PEACE OF MIND
There is definitely a certain peace of mind that comes along with purchasing a new home. All of the major systems HVAC, plumbing, electrical, etc. are brand new.
INCENTIVES
Often times when looking at new construction the builder will offer certain incentives. Contributing to your closing costs with their preferred lender is quite popular.
CUSTOMIZATION
Many builders have design studios allowing you to select paint color, tile, granite, light fixtures, flooring, etc. Make your home your own with your own personal touches.